MSMEs, Startups and Entrepreneurship
Startups
- 69 startups (2020) to 1,255 (December 2025, Economic Survey), including 434 women-led.
- DPIIT-recognised startups: 1,628 as on 30 June 2026; Srinagar 450 and Jammu 431 lead.
Self-employment schemes
| Scheme | What it gives |
|---|---|
| PMEGP | Margin money subsidy. J&K ranked 1st in India for three years (2021-22 to 2023-24) in projects established. 9,844 units, 78,752 jobs in 2024-25 |
| JKREGP (J&K Rural Employment Generation Programme) | Implemented by J&K Khadi and Village Industries Board. 4,782 units since 2020-21 |
| Mission YUVA (Yuva Udyami Vikas Abhiyan) | Nano Enterprise model: 25% capital subsidy, 5% interest subvention; 6% for MSMEs. Targets 1.37 lakh enterprises, 4.25 lakh jobs. By the Survey: 65,353 applications, 13,324 cases sanctioned, Rs 594 crore disbursed |
| PM Vishwakarma | 18 traditional trades; J&K 1st among UTs in registrations, skilling and loans |
| PM SVANidhi | Street-vendor loans; 17,422 vendors helped |
Cooperatives
- Over 5,000 functional cooperatives and 15,000+ jobs; Cooperative Infrastructure Development Fund and Cash Credit Limit Scheme 2025.
Keep practising
Notes are only half the work. Test yourself with questions and discuss doubts with other aspirants.
Prepared for exam revision from the J&K Economic Survey 2025-26, J&K Budget 2026-27, PRS Legislative Research, NITI Aayog and replies in Parliament and the Legislative Assembly. Figures are advance estimates or latest available and official replies sometimes differ, so check the latest Economic Survey and Budget before relying on them. Found a mistake? Tell us.